Savings Comparison
For when choosing the right account gets too tough.
Interest rates
Initial rates shown on this page are the current annual rates for all account types. To view previous rates or to filter by monthly interest rates, select from the menus below:
Current rates
Current Rates:
Online accounts
Annual rates
| Account Name | Balance | Gross
Gross rate p.a. Interest rate payable before any income tax is deducted. It can only be paid subject to the required registration. |
Net
Net rate of interest is the interest rate payable after the deduction of income tax, at the lower rate of 20%. |
AER
AER stands for Annual Equivalent Rate and shows you what the interest rate would be if interest was paid and added each year. This will enable you to compare more easily the return you can expect from your savings over time. |
|---|---|---|---|---|
| Fixed Rate e-Bond to 31/07/2018 | £1000 and above | 1.80% | 1.44% | 1.80% |
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Effective 19 June 2015. Interest rates are fixed, paid annually or monthly. |
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| Fixed Rate e-Bond to 31/12/2016 | £1000 and above | 1.50% | 1.20% | 1.50% |
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Effective 10 June 2015. Interest rates are fixed, paid annually or monthly. |
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| Fixed Rate e-ISA to 31/07/2018 | £100 and above | 1.80% | 1.80% | |
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Effective 19 June 2015. Interest rates are fixed until 31 July 2018. |
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Monthly rates
| Account Name | Balance | Gross
Gross rate p.a. Interest rate payable before any income tax is deducted. It can only be paid subject to the required registration. |
Net
Net rate of interest is the interest rate payable after the deduction of income tax, at the lower rate of 20%. |
AER
AER stands for Annual Equivalent Rate and shows you what the interest rate would be if interest was paid and added each year. This will enable you to compare more easily the return you can expect from your savings over time. |
|---|---|---|---|---|
| Fixed Rate e-Bond to 31/07/2018 | £1000 and above | 1.79% | 1.43% | 1.80% |
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Effective 19 June 2015. Interest rates are fixed, paid annually or monthly. |
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| Fixed Rate e-Bond to 31/12/2016 | £1000 and above | 1.49% | 1.19% | 1.50% |
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Effective 10 June 2015. Interest rates are fixed, paid annually or monthly. |
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| Fixed Rate e-ISA to 31/07/2018 | £100 and above | n/a | n/a | |
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Effective 19 June 2015. Interest rates are fixed until 31 July 2018. |
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Easy access
Annual rates
Monthly rates
Notice accounts and Bonds
Annual rates
| Account Name | Balance | Gross
Gross rate p.a. Interest rate payable before any income tax is deducted. It can only be paid subject to the required registration. |
Net
Net rate of interest is the interest rate payable after the deduction of income tax, at the lower rate of 20%. |
AER
AER stands for Annual Equivalent Rate and shows you what the interest rate would be if interest was paid and added each year. This will enable you to compare more easily the return you can expect from your savings over time. |
|---|---|---|---|---|
| Fixed Rate Bond to 31/07/2018 | £1000 and above | 1.80% | 1.44% | 1.80% |
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Effective 19 June 2015. Interest rates are fixed until |
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| Fixed Rate Bond to 31/12/2016 | £1000 and above | 1.50% | 1.20% | 1.50% |
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Effective 10 June 2015. Interest rates are fixed until |
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Monthly rates
| Account Name | Balance | Gross
Gross rate p.a. Interest rate payable before any income tax is deducted. It can only be paid subject to the required registration. |
Net
Net rate of interest is the interest rate payable after the deduction of income tax, at the lower rate of 20%. |
AER
AER stands for Annual Equivalent Rate and shows you what the interest rate would be if interest was paid and added each year. This will enable you to compare more easily the return you can expect from your savings over time. |
|---|---|---|---|---|
| Fixed Rate Bond to 31/07/2018 | £1000 and above | 1.79% | 1.43% | 1.80% |
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Effective 19 June 2015. Interest rates are fixed until |
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| Fixed Rate Bond to 31/12/2016 | £1000 and above | 1.49% | 1.19% | 1.50% |
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Effective 10 June 2015. Interest rates are fixed until |
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Tax free
Annual rates
| Account Name | Balance | Tax free
Tax free means that interest is not subject to income tax. |
AER
AER stands for Annual Equivalent Rate and shows you what the interest rate would be if interest was paid and added each year. This will enable you to compare more easily the return you can expect from your savings over time. |
|
|---|---|---|---|---|
| Triple Access Saver ISA | £100 and above | 1.35% | 1.35% | |
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Effective 4 March 2015. |
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| Fixed Rate ISA to 31/07/2018 | £100 and above | 1.80% | 1.80% | |
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Effective 19 June 2015. Interest rates are fixed until 31 July 2018. |
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| Instant ISA | £10 and above | 1.00% | 1.00% | |
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Effective 14th July 2014. Variable rate paid annually or monthly. |
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Monthly rates
| Account Name | Balance | Tax free
Tax free means that interest is not subject to income tax. |
AER
AER stands for Annual Equivalent Rate and shows you what the interest rate would be if interest was paid and added each year. This will enable you to compare more easily the return you can expect from your savings over time. |
|
|---|---|---|---|---|
| Triple Access Saver ISA | £100 and above | 1.34% | 1.35% | |
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Effective 4 March 2015. |
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| Fixed Rate ISA to 31/07/2018 | £100 and above | 1.79% | 1.80% | |
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Effective 19 June 2015. Interest rates are fixed until 31 July 2018. |
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| Instant ISA | £10 and above | 1.00% | 1.00% | |
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Effective 14th July 2014 Variable rate paid annually or monthly. |
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Children's accounts
Annual rates
Monthly rates
Previous rates:
Previous Rates:
Online accounts
Annual rates
Monthly rates
Easy access
Annual rates
| Account Name | Balance | Gross
Gross rate p.a. Interest rate payable before any income tax is deducted. It can only be paid subject to the required registration. |
Net
Net rate of interest is the interest rate payable after the deduction of income tax, at the lower rate of 20%. |
AER
AER stands for Annual Equivalent Rate and shows you what the interest rate would be if interest was paid and added each year. This will enable you to compare more easily the return you can expect from your savings over time. |
|---|---|---|---|---|
| Branch Instant | £1 and above | 0.50% | 0.40% | 0.50% |
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Effective Prior to 14th July 2014. Variable rate paid annually or monthly. |
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| Regular Saver Account | £10 and above | 1.65% | 1.32% | 1.65% |
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Effective 7 November 2009. Variable rate paid annually. |
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| RSPCA Saver Issue 3 | £10 and above | 1.35% | 1.08% | 1.35% |
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Effective Prior to 14th July 2014. Variable rate paid annually. |
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| Triple Access Saver Issue 3 | £100 and above | 1.40% | 1.12% | 1.40% |
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Effective Prior to 14th July 2014. Variable rate paid annually. |
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Monthly rates
| Account Name | Balance | Gross
Gross rate p.a. Interest rate payable before any income tax is deducted. It can only be paid subject to the required registration. |
Net
Net rate of interest is the interest rate payable after the deduction of income tax, at the lower rate of 20%. |
AER
AER stands for Annual Equivalent Rate and shows you what the interest rate would be if interest was paid and added each year. This will enable you to compare more easily the return you can expect from your savings over time. |
|---|---|---|---|---|
| Branch Instant | £1 and above | 0.50% | 0.40% | 0.50% |
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Effective Prior to 14th July 2014. Variable rate paid annually or monthly. |
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| Regular Saver Account | £10 and above | n/a | n/a | n/a |
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Effective 7 November 2009. Variable rate paid annually. |
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| RSPCA Saver Issue 3 | £10 and above | 1.34 | 1.07 | 1.35 |
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Effective Prior to 14th July 2014. Variable rate paid annually. |
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| Triple Access Saver Issue 3 | £100 and above | 1.39 | 1.11 | 1.40 |
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Effective Prior to 14th July 2014. Variable rate paid annually. |
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Notice accounts and Bonds
Annual rates
Monthly rates
Children's accounts
Annual rates
Monthly rates
Interest rates are variable unless stated otherwise. All rates are per annum.
Chelsea Building Society and the Chelsea are trading names of Yorkshire Building Society. Yorkshire Building Society is a member of the Building Societies Association and is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Yorkshire Building Society is entered in theFinancial Services Register and its registration number is 106085. Principal Office: Yorkshire House, Yorkshire Drive, Bradford BD5 8LJ.
References to 'YBS Group' or 'Yorkshire Group' refer to Yorkshire Building Society, the trading names under which it operates (Barnsley Building Society, the Barnsley, Chelsea Building Society, the Chelsea, Norwich & Peterborough Building Society, N&P and Egg) and its subsidiary companies.
Buy to Let mortgages are not regulated by the Financial Conduct Authority
This site is intended for UK Residents unless otherwise stated. All communications with us may be monitored/recorded to improve the quality of our service and for your protection and security.
*Calls to 0800 numbers are free of charge from a landline or mobile. Calls to 03 numbers are charged at the same standard network rate as 01 or 02 landline numbers, even when calling from a mobile.
Get in touch with us:
- Call us:
http://www.thechelsea.co.uk/contact/index.html - Find a branch:
http://www.thechelsea.co.uk/contact/branch_finder.html - Manage your accounts online:
http://www.thechelsea.co.uk/security/online_help.html
