Savings Comparison
For when choosing the right account gets too tough.
Accounts no longer available
Initial rates shown on this page were the annual rates for accounts that are no longer available. To view current or previous rates, or to filter by monthly interest rates, select from the menus below:
Withdrawn accounts
Annual rates
| Account Name | Balance | Gross
Gross rate p.a. Interest rate payable before any income tax is deducted. It can only be paid subject to the required registration. |
Net
Net rate of interest is the interest rate payable after the deduction of income tax, at the lower rate of 20%. |
AER
AER stands for Annual Equivalent Rate and shows you what the interest rate would be if interest was paid and added each year. This will enable you to compare more easily the return you can expect from your savings over time. |
|---|---|---|---|---|
| 90 Day Notice account (1st, 2nd & 3rd Issues) | £250 and above | 1.00% | 0.80% | 1.00% |
|
Effective 14 July 2014. Variable rate paid annually or monthly. |
||||
| Bonus 60 (1st Issue) |
£1 and above | 1.00% | 0.80% | 1.00% |
|
Effective 14 July 2014. Variable rate paid annually or monthly. |
||||
| Bonus 90 (1st Issue) |
£1 and above | 1.00% | 0.80% | 1.00% |
|
Effective 14 July 2014. Variable rate paid annually or monthly. |
||||
| Bonus 90 (2nd Issue) |
£1 and above | 1.00% | 0.80% | 1.00% |
|
Effective 14 July 2014. Variable rate paid annually or monthly. |
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| Branch Instant Cash ISA (Issue 1) | £25,000+ | 1.20% | Tax-free | 1.20% |
| £6,000+ | 1.10% | Tax-free | 1.10% | |
| £1+ | 1.00% | Tax-free | 1.00% | |
|
Effective 14 July 2014. Variable rate paid annually or monthly. |
||||
| Branch Instant Cash ISA (Issue 2) | £15,000+ | 1.10% | Tax-free | 1.10% |
| £1+ | 1.00% | Tax-free | 1.00% | |
|
Effective 14 July 2014. Variable rate paid annually or monthly. |
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| Call Direct Advantage | £250 and above | 0.50% | 0.40% | 0.50% |
|
Effective 23 February 2009. Variable rate paid annually or monthly. |
||||
| Capital Account | £1,000 and above | 0.50% | 0.40% | 0.50% |
|
Effective 15 September 2014. Variable rate paid annually. |
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| Celebratory Children's Saver | £1 and above | 5.00% | 4.00% | 5.00% |
|
Effective 14 July 2014. Variable rate paid annually. |
||||
| Chelsea 60 day notice account | £1 and above | 1.45% | 1.16% | 1.45% |
|
Effective 14 July 2014. Variable rate paid annually or monthly. |
||||
| Chelsea Shares | £100 and above | 0.50% | 0.40% | 0.50% |
|
Effective 14 July 2014. Variable rate paid annually. |
||||
| Chelsea Supporting Emmaus | £1 and above | 0.50% | 0.40% | 0.50% |
|
Effective 01 September 2009. Variable rate paid annually. |
||||
| Classic Account | £1 and above | 0.50% | 0.40% | 0.50% |
|
Effective 15 September 2014. Variable rate paid annually. |
||||
| Deposit Account | £1 and above | 0.65% | 0.52% | 0.65% |
|
Effective 18 September 2009. Variable rate paid annually. |
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| Deposit Account Gross | £1 and above | 0.65% | n/a | 0.65% |
|
Effective 18 September 2009. Variable rate paid annually. |
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| Double Guarantee (2nd Issue) | £1 and above | 1.00% | 0.80% | 1.00% |
|
Effective 27 March 2009. Variable rate paid annually or monthly. |
||||
| e-ISA (3rd Issue) | £10+ | 1.00% | n/a | 1.00% |
|
Effective 14 July 2014. Variable rate paid monthly. |
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| e-Saver Reward | £1+ | n/a | n/a | n/a |
|
Effective 14 July 2014. Variable rate paid monthly. |
||||
| e-Saver Reward (Issue 2) | £1+ | n/a | n/a | n/a |
|
Effective 14 July 2014. Variable rate paid monthly. |
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| e-Saver Reward (Issue 3) | £1+ | n/a | n/a | n/a |
|
Effective 14 July 2014. Variable rate paid monthly. |
||||
| Guarantee Plus | £100 and above | 1.10% | 0.88% | 1.10% |
|
Effective 14 July 2014. Variable rate paid annually or monthly. |
||||
| Instant Savings | £10 and above | 0.50% | 0.40% | 0.50% |
|
Effective 14 July 2014. Variable rate paid annually. |
||||
| Internet Saver | £1 and above | 1.00% | 0.80% | 1.00% |
|
Effective 14 July 2014. Variable rate paid annually or monthly. |
||||
| Kids and Young Saver | £1 and above | 0.50% | 0.40% | 0.50% |
|
Effective 14 July 2014. Variable rate paid annually. |
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| Monthly Reward ISA | £10 and above | n/a | n/a | n/a |
|
Effective 14 July 2014. Variable rate paid monthly. |
||||
| Monthly Reward ISA - Issue 2 | £10 and above | n/a | n/a | n/a |
|
Effective 14 July 2014. Variable rate paid monthly. |
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| Monthly Reward ISA - issue 3 | £10 and above | n/a | n/a | n/a |
|
Effective 14 July 2014. Variable rate paid monthly. |
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| Online ISA Issue 1 & Issue 2 | £20,000+ | 1.35% | Tax-free | 1.35% |
| £10,000+ | 1.30% | Tax-free | 1.30% | |
| £10+ | 1.25% | Tax-free | 1.25% | |
|
Effective 14 July 2014. Variable rate paid annually or monthly. |
||||
| Over 50's Instant account | £1-24,999 | n/a | n/a | n/a |
| £25,000+ | n/a | n/a | n/a | |
|
Effective 14 July 2014. Variable rate paid monthly. |
||||
| Over 50's Cash ISA | £10,000+ | n/a | n/a | n/a |
| £1+ | n/a | n/a | n/a | |
|
Effective 14 July 2014. Variable rate paid monthly. |
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| Over 50's Cash ISA (2nd Issue) |
£25,000+ | n/a | n/a | n/a |
| £1+ | n/a | n/a | n/a | |
|
Effective 14 July 2014. Variable rate paid monthly. |
||||
| Over 50's Cash ISA (3rd Issue) |
£25,000+ | n/a | n/a | n/a |
| £1+ | n/a | n/a | n/a | |
|
Effective 14 July 2014. Variable rate paid monthly. |
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| Over 50's Cash ISA (4th Issue) |
£1+ | n/a | n/a | n/a |
|
Effective 14 July 2014. Variable rate paid monthly. |
||||
| Prestige Instant Cash ISA | £6,000+ | 1.40% | Tax-free | 1.40% |
| £1+ | 1.20% | Tax-free | 1.20% | |
|
Effective 14 July 2014. Variable rate paid annually. |
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| Prestige Instant Saver | £1+ | 1.25% | 1.00% | 1.25% |
|
Effective 14 July 2014. Variable rate paid annually or monthly. |
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| Postal 30 Cash ISA | £25,000+ | 1.65% | Tax-free | 1.65% |
| £15,000+ | 1.55% | Tax-free | 1.55% | |
| £6,000+ | 1.35% | Tax-free | 1.35% | |
| £1+ | 1.15% | Tax-free | 1.15% | |
|
Effective 14 July 2014. Variable rate paid annually. |
||||
| Postal 30 Cash ISA (2nd Issue) |
£15,000+ | 1.40% | Tax-free | 1.40% |
| £1+ | 1.15% | Tax-free | 1.15% | |
|
Effective 14 July 2014. Variable rate paid annually. |
||||
| Postal 30 Cash ISA (3rd Issue) |
£1+ | 1.20% | Tax-free | 1.20% |
|
Effective 14 July 2014. Variable rate paid annually. |
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| PostSaver Advantage | £500 and above | 0.50% | 0.40% | 0.50% |
|
Effective 23 February 2009. Variable rate paid annually or monthly. |
||||
| Rainy Day Savings (3rd Issue) |
£10 and above | 1.00% | 0.80% | 1.00% |
|
Effective 14 July 2014. Variable rate paid annually or monthly. |
||||
| Rainy Day Savings (4th Issue) |
£10,000 and above | 1.00% | 0.80% | 1.00% |
| £1 - £9,999 | 0.50% | 0.40% | 0.50% | |
|
Effective 14 July 2014. Variable rate paid annually or monthly. |
||||
| Ready Steady Save | £1 and above | 2.00% | 1.60% | 2.00% |
|
Effective 27 March 2010. Variable rate paid annually. |
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| Regular Savings Account | £25,000+ | 2.50% | 2.00% | 2.50% |
| £10,000 - £24,999 | 2.25% | 1.80% | 2.25% | |
| £2,500 - £9,999 | 2.00% | 1.60% | 2.00% | |
| £10 - £2,499 | 1.50% | 1.20% | 1.50% | |
|
Effective 7 Nov 2009. Variable rate paid annually. |
||||
| RSPCA Saver | £10 and above | 1.40% | 1.12% | 1.40% |
|
Effective 14 July 2014. Variable rate paid annually or monthly. |
||||
| RSPCA Saver - Issue 2 | £10 and above | 1.40% | 1.12% | 1.40% |
|
Effective 14 July 2014. Variable rate paid annually or monthly. |
||||
| Triple Access Saver | £100 and above | 1.45% | 1.16% | 1.45% |
|
Effective 14 July 2014. Variable rate paid annually or monthly. |
||||
| Triple Access Saver - Issue 2 | £100 and above | 1.45% | 1.16% | 1.45% |
|
Effective 14 July 2014. Variable rate paid annually or monthly. |
||||
| Westminster account | £100 and above | 1.00% | 0.80% | 1.00% |
|
Effective 14 July 2014. Variable rate paid annually or monthly. |
||||
Monthly rates
| Account Name | Balance | Gross
Gross rate p.a. Interest rate payable before any income tax is deducted. It can only be paid subject to the required registration. |
Net
Net rate of interest is the interest rate payable after the deduction of income tax, at the lower rate of 20%. |
AER
AER stands for Annual Equivalent Rate and shows you what the interest rate would be if interest was paid and added each year. This will enable you to compare more easily the return you can expect from your savings over time. |
|---|---|---|---|---|
| 90 Day Notice account (1st, 2nd & 3rd Issues) | £250 and above | 1.00% | 0.80% | 1.00% |
|
Effective 14 July 2014. Variable rate paid annually or monthly. |
||||
| Bonus 60 |
£1 and above | 1.00% | 0.80% | 1.00% |
|
Effective 14 July 2014. Variable rate paid annually or monthly. |
||||
| Bonus 90 (1st Issue) |
£1 and above | 1.00% | 0.80% | 1.00% |
|
Effective 14 July 2014. Variable rate paid annually or monthly. |
||||
| Bonus 90 (2nd Issue) |
£1 and above | 1.00% | 0.80% | 1.00% |
|
Effective 14 July 2014. Variable rate paid annually or monthly. |
||||
| Branch Instant Cash ISA (Issue 1) | £25,000+ | 1.19% | Tax-free | 1.20% |
| £6,000+ | 1.09% | Tax-free | 1.10% | |
| £1+ | 1.00% | Tax-free | 1.00% | |
|
Effective 14 July 2014. Variable rate paid annually or monthly. |
||||
| Branch Instant Cash ISA (Issue 2) | £15,000+ | 1.09% | Tax-free | 1.10% |
| £1+ | 1.00% | Tax-free | 1.00% | |
|
Effective 14 July 2014. Variable rate paid annually or monthly. |
||||
| Call Direct Advantage | £250 and above | 0.50% | 0.40% | 0.50% |
|
Effective 23 February 2009. Variable rate paid annually or monthly. |
||||
| Capital Account | £1,000 and above | n/a | n/a | n/a |
|
Effective 15 September 2014. Variable rate paid annually. |
||||
| Celebratory Children's Saver | £1 and above | n/a | n/a | n/a |
|
Effective 14 July 2014. Variable rate paid annually. |
||||
| Chelsea 60 Day Notice account | £1 and above | 1.44% | 1.15% | 1.45% |
|
Effective 14 July 2014. Variable rate paid annually or monthly. |
||||
| Chelsea Shares | £100 and above | n/a | n/a | n/a |
|
Effective 14 July 2014. Variable rate paid annually. |
||||
| Chelsea Supporting Emmaus | £1 and above | n/a | n/a | n/a |
|
Effective 01 September 2009. Variable rate paid annually. |
||||
| Classic Account | £1 and above | n/a | n/a | n/a |
|
Effective 15 September 2014. Variable rate paid annually. |
||||
| Deposit Account | £1 and above | n/a | n/a | n/a |
|
Effective 18th September 2009. Variable rate paid annually. |
||||
| Deposit Account Gross | £1 and above | n/a | n/a | n/a |
|
Effective 18th September 2009. Variable rate paid annually. |
||||
| Double Guarantee (2nd Issue) | £1 and above | 1.00% | 0.80% | 1.00% |
|
Effective 27 March 2009. Variable rate paid annually or monthly. |
||||
| e-ISA (3rd Issue) | £10+ | n/a | n/a | n/a |
|
Effective 14 July 2014. Variable rate paid monthly. |
||||
| E-saver reward | £1 and above | 1.44% | 1.15% | 1.45% |
|
Effective 14 July 2014. Variable rate paid monthly. |
||||
| E-saver reward (Issue 2) | £1 and above | 1.44% | 1.15% | 1.45% |
|
Effective 14 July 2014. Variable rate paid monthly. |
||||
| E-saver reward (Issue 3) | £1 and above | 1.19% | 0.95% | 1.20% |
|
Effective 14 July 2014. Variable rate paid monthly. |
||||
| Guarantee Plus | £100 and above | 1.09% | 0.87% | 1.10% |
|
Effective 14 July 2014. Variable rate paid annually or monthly. |
||||
| Instant Savings | £10 and above | n/a | n/a | n/a |
|
Effective 14 July 2014. Variable rate paid annually. |
||||
| Internet Saver | £1 and above | 1.00 | 0.80 | 1.00 |
|
Effective 14 July 2014. Variable rate paid annually or monthly. |
||||
| Kids and Young Saver | £1 and above | n/a | n/a | n/a |
|
Effective 14 July 2014. Variable rate paid annually. |
||||
| Monthly Reward ISA | £10 and above | 1.44% | n/a | 1.45% |
|
Effective 14 July 2014. Variable rate paid monthly. |
||||
| Monthly Reward ISA - Issue 2 | £10 and above | 1.44% | n/a | 1.45% |
|
Effective 14 July 2014. Variable rate paid monthly. |
||||
| Monthly Reward ISA - Issue 3 | £10 and above | 1.19% | n/a | 1.20% |
|
Effective 14 July 2014. Variable rate paid monthly. |
||||
| Online ISA Issue 1 & Issue 2 | n/a | n/a | n/a | n/a |
|
Effective 14 July 2014. Variable rate paid annually. |
||||
| Over 50's Instant account | £25,000+ | 1.19% | 0.95% | 1.20% |
| £1+ | 1.00% | 0.80% | 1.00% | |
|
Effective 14 July 2014. Variable rate paid monthly. |
||||
| Over 50's Cash ISA | £10,000+ | 1.19% | Tax-free | 1.20% |
| £1+ | 1.00% | Tax-free | 1.00% | |
|
Effective 14 July 2014. Variable rate paid monthly. |
||||
| Over 50's Cash ISA (2nd Issue) |
£25,000+ | 1.19% | Tax-free | 1.20% |
| £1+ | 1.00% | Tax-free | 1.00% | |
|
Effective 14 July 2014. Variable rate paid monthly. |
||||
| Over 50's Cash ISA (3rd Issue) |
£25,000+ | 1.19% | Tax-free | 1.20% |
| £1+ | 1.00% | Tax-free | 1.00% | |
|
Effective 14 July 2014. Variable rate paid monthly. |
||||
| Over 50's Cash ISA (4th Issue) |
£1+ | 1.00% | Tax-free | 1.00% |
|
Effective 14 July 2014. Variable rate paid monthly. |
||||
| Prestige Instant Cash ISA | £6,000+ | n/a | n/a | n/a |
| £1+ | n/a | n/a | n/a | |
|
Effective 14 July 2014. Variable rate paid annually. |
||||
| Prestige Instant Saver | £1+ | 1.24% | 0.99% | 1.25% |
|
Effective 14 July 2014. Variable rate paid annually or monthly. |
||||
| Postal 30 Cash ISA | £25,000 and above | n/a | n/a | n/a |
| £15,000 - £24,999 | n/a | n/a | n/a | |
| £6,000 - £14,999 | n/a | n/a | n/a | |
| £1 - £5,999 | n/a | n/a | n/a | |
|
Effective 14 July 2014. Variable rate paid annually. |
||||
| Postal 30 Cash ISA (2nd Issue) |
£15,000 and above | n/a | n/a | n/a |
| £1 - £14,999 | n/a | n/a | n/a | |
|
Effective 14 July 2014. Variable rate paid annually. |
||||
| Postal 30 Cash ISA (3rd Issue) |
£1 and above | n/a | n/a | n/a |
|
Effective 14 July 2014. Variable rate paid annually. |
||||
| PostSaver Advantage | £500 and above | 0.50% | 0.40% | 0.50% |
|
Effective 23 February 2009. Variable rate paid annually or monthly. |
||||
| Rainy Day Savings (3rd Issue) |
£10 and above | 1.00% | 0.80% | 1.00% |
|
Effective 14 July 2014. Variable rate paid annually or monthly. |
||||
| Rainy Day Savings (4th Issue) |
£10,000 and above | 1.00% | 0.80% | 1.00% |
| £1 - £9,999 | 0.50% | 0.40% | 0.50% | |
|
Effective 14 July 2014. Variable rate paid annually or monthly. |
||||
| Ready Steady Save | £1 and above | n/a | n/a | n/a |
|
Effective 27 March 2010. Variable rate paid annually. |
||||
| Regular Savings Account | £25,000+ | n/a | n/a | n/a |
| £10,000 - £24,999 | n/a | n/a | n/a | |
| £2,500 - £9,999 | n/a | n/a | n/a | |
| £10 - £2,499 | n/a | n/a | n/a | |
|
Effective 7 Nov 2009. Variable rate paid annually. |
||||
| RSPCA Saver | £10 and above | 1.39% | 1.11% | 1.40% |
|
Effective 14 July 2014. Variable rate paid annually or monthly. |
||||
| RSPCA Saver - Issue 2 | £10 and above | 1.39% | 1.11% | 1.40% |
|
Effective 14 July 2014. Variable rate paid annually or monthly. |
||||
| Triple Access Saver | £100 and above | 1.44% | 1.15% | 1.45% |
|
Effective 14 July 2014. Variable rate paid annually or monthly. |
||||
| Triple Access Saver - Issue 2 | £100 and above | 1.44% | 1.15% | 1.45% |
|
Effective 14 July 2014. Variable rate paid annually or monthly. |
||||
| Westminster account | £100 and above | 1.00% | 0.80% | 1.00% |
|
Effective 14 July 2014. Variable rate paid annually or monthly. |
||||
Interest rates are variable unless stated otherwise. All rates are per annum.
We are a member of the Financial Ombudsman Service.
Please note:
Interest on the following accounts is payable free of income tax: Branch Instant Cash ISA, Postal 30 Cash ISA, Postal 30 Cash ISA (2nd Issue), Postal 30 Cash ISA (3rd Issue), Over 50s Cash ISA, Over 50s Cash ISA (2nd Issue), Over 50s Cash ISA (3rd Issue) and Over 50s Cash ISA (4rd Issue). Interest on the remaining accounts (except for Deposit Account Gross) is payable net of income tax at the lower rate, currently 20% or, subject to the required registration, gross. Investors may reclaim from the HM Revenue & Customs any tax deducted where the amount exceeds their liability to tax.
Chelsea Building Society and the Chelsea are trading names of Yorkshire Building Society. Yorkshire Building Society is a member of the Building Societies Association and is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Yorkshire Building Society is entered in theFinancial Services Register and its registration number is 106085. Principal Office: Yorkshire House, Yorkshire Drive, Bradford BD5 8LJ.
References to 'YBS Group' or 'Yorkshire Group' refer to Yorkshire Building Society, the trading names under which it operates (Barnsley Building Society, the Barnsley, Chelsea Building Society, the Chelsea, Norwich & Peterborough Building Society, N&P and Egg) and its subsidiary companies.
Buy to Let mortgages are not regulated by the Financial Conduct Authority
This site is intended for UK Residents unless otherwise stated. All communications with us may be monitored/recorded to improve the quality of our service and for your protection and security.
*Calls to 0800 numbers are free of charge from a landline or mobile. Calls to 03 numbers are charged at the same standard network rate as 01 or 02 landline numbers, even when calling from a mobile.
Get in touch with us:
- Call us:
http://www.thechelsea.co.uk/contact/index.html - Find a branch:
http://www.thechelsea.co.uk/contact/branch_finder.html - Manage your accounts online:
http://www.thechelsea.co.uk/security/online_help.html
