For when choosing the right account gets too tough.
Our limited issue† Fixed Rate e-Bond is ideal for customers who want to earn a higher interest rate that's fixed. Apply online using our paperless application process and deposit your initial savings using a debit card. You can then login to manage your account online as well.
View the demonstration of how you can manage your account online.
NB. This e-Bond is also available as a branch based account.
Find out more.
The product terms should be read with the General Terms and Conditions (General Terms). Together the Product Terms and General Terms explain how your account works.
It is important that you read all the terms applicable before you decide whether to open this account. Terms 10, 11 & 14 of the General Terms explain the circumstances in which we may change the interest rates, terms and conditions and charges relating to your account, and how we will tell you about the changes.
An e-Bond is available to UK residents only. One account per customer, available as a single or joint account for 16 years of age and over.
On maturity your balance will be automatically transferred to a fixed rate e-Bond account. You may have the option to transfer the balance into another fixed rate product without the need to re-apply.
The maturity date is:
Fixed Rate e-Bond to 31/07/2018 | Maturity |
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1.80% Gross pa/AER fixed | 01 August 2018 |
e-Bond | Annual interest dates | Maturity date |
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1.80% Gross p.a./AER fixed | 31 July 2016 31 July 2017 31 July 2018. |
01 August 2018 |
Annual interest is payable until 31 July 2018 and may be added to the account or transferred to another account.
The interest may be added to the account or transferred to another account. Monthly interest is payable on the last day of the month and must be transferred to another account.
To provide the fixed interest rate, the Society enters into a fixed-cost transaction in the external money markets. We are committed to this transaction for the full duration of the Bond. This means that once your Bond account has been opened, there is no cooling off period.
You will be able to check your balance and view deposit transactions on your account online whenever you wish. We will advise you of the forthcoming product maturity, and generally communicate with you, via email. It is very important that you notify us if your email address changes.
You can change your contact details (postal address, email and telephone) when you are logged in. To change your name you will need to write, enclosing proof of the change, to Chelsea Building Society, Internet Savings Department, Thirlestaine Hall, Thirlestaine Road, Cheltenham, Gloucestershire GL53 7AL.
If at any time you're not satisfied with the service you've received, please let us know. We have a simple process enabling you to do this, the details of which are in our leaflet "We're here to help you - our complaints process", which can be downloaded from this site, obtained at any of our branches or requested by calling us on 0345 850 4041.
If we cannot come to a resolution to your satisfaction, you may have the right to refer the matter to the Financial Ombudsman Service, of which we are a member.
If you open an account it will be with Yorkshire Building Society (trading as Chelsea Building Society). Chelsea Building Society is operated under its own brand with its own products and as a trading name of Yorkshire Building Society.
Chelsea Building Society will communicate with you in English.
Yorkshire Building Society is a participant in the Financial Services Compensation Scheme established under the Financial Services and Markets Act 2000. Find out more.
Read and print the General Terms and conditions for this account.
Summary Box Key Product Information for our Savings Account | |
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Account Name | Fixed Rate e-Bond to 31/07/2018 |
Interest rates (AERs) | Interest rates are fixed until 31 July 2018. Interest paid monthly or annually. See interest rate. |
Tax Status | Gross or net |
Conditions for bonus payment | N/A |
Withdrawal arrangements | Withdrawals or early closure not permitted during the term. |
Access | Online on maturity |
Whether you can benefit from gross, net or tax free interest is dependent on your own personal circumstances and tax status and so may be subject to change in the future.
Interest rates are fixed, paid annually or monthly.
You can only apply for an an e-Bond online, and there are no paper forms to complete and sign.
If you already have an online account | If you don't already have an online account |
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Once logged in - |
Or |
† The e-Bond is a limited issue product and can be withdrawn at any time. If you wish to make deposits to an e-Bond we recommend that you arrange this immediately to avoid disappointment. Any payments received after the e-Bond has been withdrawn will be returned to you.
Chelsea Building Society and the Chelsea are trading names of Yorkshire Building Society. Yorkshire Building Society is a member of the Building Societies Association and is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Yorkshire Building Society is entered in theFinancial Services Register and its registration number is 106085. Principal Office: Yorkshire House, Yorkshire Drive, Bradford BD5 8LJ.
References to 'YBS Group' or 'Yorkshire Group' refer to Yorkshire Building Society, the trading names under which it operates (Barnsley Building Society, the Barnsley, Chelsea Building Society, the Chelsea, Norwich & Peterborough Building Society, N&P and Egg) and its subsidiary companies.
Buy to Let mortgages are not regulated by the Financial Conduct Authority
This site is intended for UK Residents unless otherwise stated. All communications with us may be monitored/recorded to improve the quality of our service and for your protection and security.
*Calls to 0800 numbers are free of charge from a landline or mobile. Calls to 03 numbers are charged at the same standard network rate as 01 or 02 landline numbers, even when calling from a mobile.
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