Your home may be repossessed if you do not keep up repayments on your mortgage.
How to apply for a mortgage
Before you apply …
Each applicant will need the following information to hand:
Details of:
- your salary and employment if you are employed/self employed
- your existing mortgage if you have one
Monthly payments you make in relation to:
- Maintenance
- Bank/secured/student loans or HP agreements
- Credit cards
- Child minding/nursery/school fees
We will also need to know the amount of debt and date of the incident if you have ever:
- had arrears on a financial commitment
- had a CCJ/High Court Judgement
- been subject to an IVA/Bankruptcy or Trust Deed
Apply Online
Step 1 - Approval in Principle
Obtaining a quick lending decision takes approximately 10 minutes.
Based on the information you tell us we will advise you if we will be able to provide you with a mortgage.
An Approval in Principle is valid for 30 days and involves the Society carrying out a credit check on you. You can save the lending decision, and either proceed to Step 2 (Full Mortgage Application) or complete your application later.
Step 2 - Full Mortgage Application
If you have found a property that you wish to buy and your offer has been accepted, you are in a position to apply for a mortgage in full. This stage of the application process will take you approximately 20 minutes to complete.
Apply in Branch
Come in to see us about the mortgage products we have available. Our qualified Mortgage Advisers can support and advise you on the products from our range that suit your individual needs.
To find your nearest branch use our Branch Finder service.
Apply by Telephone
Call us on 0345 1200 842
Lines are open:
Monday - Friday: 8am to 8pm
Saturday: 9am to 1pm
Chelsea Building Society and the Chelsea are trading names of Yorkshire Building Society. Yorkshire Building Society is a member of the Building Societies Association and is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Yorkshire Building Society is entered in theFinancial Services Register and its registration number is 106085. Principal Office: Yorkshire House, Yorkshire Drive, Bradford BD5 8LJ.
References to 'YBS Group' or 'Yorkshire Group' refer to Yorkshire Building Society, the trading names under which it operates (Barnsley Building Society, the Barnsley, Chelsea Building Society, the Chelsea, Norwich & Peterborough Building Society, N&P and Egg) and its subsidiary companies.
Buy to Let mortgages are not regulated by the Financial Conduct Authority
This site is intended for UK Residents unless otherwise stated. All communications with us may be monitored/recorded to improve the quality of our service and for your protection and security.
*Calls to 0800 numbers are free of charge from a landline or mobile. Calls to 03 numbers are charged at the same standard network rate as 01 or 02 landline numbers, even when calling from a mobile.
Get in touch with us:
- Call us:
http://www.thechelsea.co.uk/contact/index.html - Find a branch:
http://www.thechelsea.co.uk/contact/branch_finder.html - Manage your accounts online:
http://www.thechelsea.co.uk/security/online_help.html
