Savings Comparison
For when choosing the right account gets too tough.
Easy access accounts
Savings accounts for people who want easy access to their money. Whether you're making regular savings or want an every day savings account, we've got it.
Show all Easy access accounts >
RSPCA Saver - Issue 3
1.15%
gross pa/AER variable
Plus an annual donation to the RSPCA of 0.25% the average daily balances in all
RSPCA Saver accounts.
- A straightforward savings account paying a great rate
- A donation of 0.25% of all balances will be paid to the RSPCA each year
- Save from £10 to £2 million
- Add to your account whenever you want
- Make withdrawals or close your account four days each account year*
- Monthly or annual interest options
- Open to both children and adults.
Triple Access Saver - Issue 3
1.20%
gross pa/AER
variable
on £100 & above
- Ideal home for longer term savings
- Monthly or annual interest options
- Save from as little as £100 up to £2 million
- Add to your account whenever you want to
- Make withdrawals or close your account three days each account year†
Branch Instant
- Save from £1 up to a maximum of £2,000,000 per saver (maximum of 2 savers permitted)
- Interest earned from £1
- Interest paid annually on 1 November
- Monthly interest option also available
- Passbook operated.
Monthly Regular Saver
2.00%
gross pa/AER
variable
- Add to your account whenever you want to - deposit funds up to £500 per month to a maximum balance of £6,000 per year.
- Access your account with one withdrawal day per account year, based on the anniversary of the account opening date
- Access your account with one withdrawal day per account year, based on the anniversary of the account opening date
- Save regularly, perhaps just after you've been paid each month, by setting up a standing order
- Close your account at any point even after you've made one withdrawal that year
- Only one account per person in sole or joint names
- Interest paid annually only
Offset savings account
- Instant access to your money
- No interest is earned on your savings but mortgage interest is only charged on the difference between your Offset mortgage balance and your Offset savings balance(s)
- Have up to 3 savings accounts
- Open your account with a nil balance
- Maximum balance allowed in your Offset savings account is 100% of your Offset mortgage balance
- Make bill payments using direct debits and standing orders
- Manage your account online
- LINK ATM card issued
Registered Charities Account
0.50%
gross pa/AER
variable
on £25 & above
- UK Registered charities can apply to open this account
- Receive gross interest, paid annually
- Make withdrawals whenever you like, with no loss of interest
- Save from as little as £25 to £2 million
- Pay money in quickly and easily at any of our branches or by electronic payment.
Community Saver
0.50%
gross pa/AER
variable
on £25 & above
- An account for clubs,societies, associations and unregistered charities
- Receive gross interest, paid annually
- Make withdrawals whenever you like, with no loss of interest
- Save from as little as £25 to £2 million
- Pay money in quickly and easily at any of our branches or by electronic payment.
Gross rate is the interest rate payable before any income tax is deducted. It can only be paid subject to the required registration.
AER stands for Annual Equivalent Rate and shows you what the interest rate would be if interest was paid and added each year. This will enable you to compare more easily the return you can expect from your savings over time.
** If this payment is not maintained, the account will be switched to a Branch Instant account, which is a variable instant access account and pays a lower rate of interest
†The account year is based on the anniversary of the account opening date.
Chelsea Building Society and the Chelsea are trading names of Yorkshire Building Society. Yorkshire Building Society is a member of the Building Societies Association and is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Yorkshire Building Society is entered in theFinancial Services Register and its registration number is 106085. Principal Office: Yorkshire House, Yorkshire Drive, Bradford BD5 8LJ.
References to 'YBS Group' or 'Yorkshire Group' refer to Yorkshire Building Society, the trading names under which it operates (Barnsley Building Society, the Barnsley, Chelsea Building Society, the Chelsea, Norwich & Peterborough Building Society, N&P and Egg) and its subsidiary companies.
Buy to Let mortgages are not regulated by the Financial Conduct Authority
This site is intended for UK Residents unless otherwise stated. All communications with us may be monitored/recorded to improve the quality of our service and for your protection and security.
*Calls to 0800 numbers are free of charge from a landline or mobile. Calls to 03 numbers are charged at the same standard network rate as 01 or 02 landline numbers, even when calling from a mobile.
Get in touch with us:
- Call us:
http://www.thechelsea.co.uk/contact/index.html - Find a branch:
http://www.thechelsea.co.uk/contact/branch_finder.html - Manage your accounts online:
http://www.thechelsea.co.uk/security/online_help.html
