Your home may be repossessed if you do not keep up repayments on your mortgage.

Mortgage Information

If you're considering taking out a new mortgage with us, you should read this important information about our mortgages and how they work.

Types of mortgage

Finding it difficult to distinguish between the different types of mortgage?
Allow us to explain in more detail, in a format that's easy for you to follow.

Interest, Fees & Charges

If you are applying for a mortgage, you will incur certain costs. Find out more about Mortgage and Arrears related fees and charges, along with how interest is charged.

Vital Information about your Documents

All documents that you send must be originals or certified true copies. Please follow our guidelines to make sure we can accept what you send to avoid delays.

Paying your Mortgage

Find out what the options are for making payments, and what help you can get if you are struggling to keep up repayments or facing early repayment charges.

Mortgage Help

We have put together lots of helpful information for you to refer to. Whether you already have or are considering taking a Chelsea mortgage, it's all here.

Why Chelsea?

Choosing the right mortgage provider can be difficult.
Find out why the Chelsea make it easy.

Find out how Chelsea make mortgages easier

Contact us

Top Mortgage FAQs

Choose Chelsea Offset

Chelsea Building Society and the Chelsea are trading names of Yorkshire Building Society. Yorkshire Building Society is a member of the Building Societies Association and is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Yorkshire Building Society is entered in the Financial Services Register and its registration number is 106085. Principal Office: Yorkshire House, Yorkshire Drive, Bradford BD5 8LJ.

References to 'YBS Group' or 'Yorkshire Group' refer to Yorkshire Building Society, the trading names under which it operates (Barnsley Building Society, the Barnsley, Chelsea Building Society, the Chelsea, Norwich & Peterborough Building Society, N&P and Egg) and its subsidiary companies.

Buy to Let mortgages are not regulated by the Financial Conduct Authority.

This site is intended for UK Residents unless otherwise stated. All communications with us may be monitored/recorded to improve the quality of our service and for your protection and security.

*Calls to 0800 numbers are free of charge from a landline or mobile. Calls to 03 numbers are charged at the same standard network rate as 01 or 02 landline numbers, even when calling from a mobile.

Chelsea Building Society and the Chelsea are trading names of Yorkshire Building Society. Yorkshire Building Society is a member of the Building Societies Association and is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Yorkshire Building Society is entered in theFinancial Services Register and its registration number is 106085. Principal Office: Yorkshire House, Yorkshire Drive, Bradford BD5 8LJ.

References to 'YBS Group' or 'Yorkshire Group' refer to Yorkshire Building Society, the trading names under which it operates (Barnsley Building Society, the Barnsley, Chelsea Building Society, the Chelsea, Norwich & Peterborough Building Society, N&P and Egg) and its subsidiary companies.

Buy to Let mortgages are not regulated by the Financial Conduct Authority

This site is intended for UK Residents unless otherwise stated. All communications with us may be monitored/recorded to improve the quality of our service and for your protection and security.

*Calls to 0800 numbers are free of charge from a landline or mobile. Calls to 03 numbers are charged at the same standard network rate as 01 or 02 landline numbers, even when calling from a mobile.

Get in touch with us:

  • Call us:
    http://www.thechelsea.co.uk/contact/index.html
  • Find a branch:
    http://www.thechelsea.co.uk/contact/branch_finder.html
  • Manage your accounts online:
    http://www.thechelsea.co.uk/security/online_help.html