For when choosing the right account gets too tough.
From 6 April 2015, a 0% tax rate for savings means more pensioners, low earners, or those with only investment income, can have some or all of their savings interest paid without tax being deducted. For more information and to check if you're eligible please go to gov.uk/taxfreesavings.
If eligible, adults and children can be registered for gross interest by completing the Getting your savings interest without tax taken off (form R85) for each account held with the Society. This form is also available from any Chelsea Building Society branch or by calling us on 0345 850 4041. If you are not eligible to receive gross interest then interest will be paid with tax deducted. Please note, gross interest can only be paid to customers who are aged 16 or over if they are the named account holder.
With one of our cash ISAs, you can save tax-free anything from £10 up to £15,240 in the 2015/2016 tax year.
See our ISAs explained section to help you understand ISAs and the different savings limits. To find out more download our free ISA guide.
AER stands for Annual Equivalent Rate and shows you what the interest rate would be if interest was paid and added each year. This will enable you to compare more easily the return you can expect from your savings over time.
Tax-free means that interest is not subject to income tax
† Transfers of existing ISA subscriptions must be received within 30 days of the product being withdrawn from sale. Subject to annual ISA limits. You cannot invest your Cash ISA allowance for the tax years 2015/2016 into this ISA product, you will need to invest these allowances into a seperate Cash ISA with us or another provider.
Chelsea Building Society and the Chelsea are trading names of Yorkshire Building Society. Yorkshire Building Society is a member of the Building Societies Association and is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Yorkshire Building Society is entered in theFinancial Services Register and its registration number is 106085. Principal Office: Yorkshire House, Yorkshire Drive, Bradford BD5 8LJ.
References to 'YBS Group' or 'Yorkshire Group' refer to Yorkshire Building Society, the trading names under which it operates (Barnsley Building Society, the Barnsley, Chelsea Building Society, the Chelsea, Norwich & Peterborough Building Society, N&P and Egg) and its subsidiary companies.
Buy to Let mortgages are not regulated by the Financial Conduct Authority
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