Your home may be repossessed if you do not keep up repayments on your mortgage.
Types of mortgage
We offer a wide range of mortgages including Offset Accounts, Fixed Rate and Bank of England Trackers. In this section we explain how these different mortgage types work, so that you can find the mortgage that is right for you.
First Time Buyers
Buying your first home can be an expensive time. We have a range of mortgages designed to help you with some of the costs, such as Stamp Duty Land Tax.
Offset Accounts
If you're looking for a smart way to make the most of your savings, whilst reducing the burden of your mortgage, choose Chelsea Offset.
Fixed Rate mortgages
If you don't like surprises and prefer to know your interest rate is going to remain stable, a Fixed Rate mortgage could be the right choice for you.
Bank of England Tracker mortgages
Tracker mortgages track the Bank of England Base Rate, usually at a set rate above it. If the Base Rate changes, so will the mortgage interest rate you pay.
Chelsea Building Society and the Chelsea are trading names of Yorkshire Building Society. Yorkshire Building Society is a member of the Building Societies Association and is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Yorkshire Building Society is entered in theFinancial Services Register and its registration number is 106085. Principal Office: Yorkshire House, Yorkshire Drive, Bradford BD5 8LJ.
References to 'YBS Group' or 'Yorkshire Group' refer to Yorkshire Building Society, the trading names under which it operates (Barnsley Building Society, the Barnsley, Chelsea Building Society, the Chelsea, Norwich & Peterborough Building Society, N&P and Egg) and its subsidiary companies.
Buy to Let mortgages are not regulated by the Financial Conduct Authority
This site is intended for UK Residents unless otherwise stated. All communications with us may be monitored/recorded to improve the quality of our service and for your protection and security.
*Calls to 0800 numbers are free of charge from a landline or mobile. Calls to 03 numbers are charged at the same standard network rate as 01 or 02 landline numbers, even when calling from a mobile.
Get in touch with us:
- Call us:
http://www.thechelsea.co.uk/contact/index.html - Find a branch:
http://www.thechelsea.co.uk/contact/branch_finder.html - Manage your accounts online:
http://www.thechelsea.co.uk/security/online_help.html
