Your home may be repossessed if you do not keep up repayments on your mortgage.
Mortgage Checklists
With our mortgage checklists you will gain a better understanding of your incomings and outgoings, and how they can impact on your mortgage.
Financial checklist
House checklist
When you look at a house for the first time it's all too easy to be captivated by the excitement of buying and owning the house of your choice, and to ignore the potential risks such as a leaky roof or dry rot.
Our home checklist gives you the major pitfalls to look out for. By using this checklist and your own common sense you can avoid making mistakes you may regret later.
General
| Yes/No | Notes | |
|---|---|---|
| Do you like it? | ||
| Would travelling to work be easy? | ||
| Are there good transport facilities? | ||
| Are there good shops and schools nearby? | ||
| Are the adjacent homes well maintained? | ||
| Will the house be available when needed? |
Exterior
| Yes/No | Notes | |
|---|---|---|
| Does the house seem to be in a good state of repair? | ||
| Can the exterior be easily maintained? | ||
| Are the windows double glazed? | ||
| Is there a garage/garage space? | ||
| Is the garden the right size? | ||
| Is the house/garden overlooked? | ||
| Is there private access to the house? | ||
| Any other good features? |
Interior
| Yes/No | Notes | |
|---|---|---|
| Are there any serious visible defects? | ||
| Is the decor to a satisfactory standard? | ||
| Is gas/electricity available? | ||
| Is it plumbed for washing machine/dishwasher? | ||
| Are there sufficient power points? | ||
| Is there one or more television points? | ||
| Is there one or more telephone points? |
Mortgage Calculators
Check your Loan To Value, how much you could borrow,
and how much you might pay.
Chelsea Building Society and the Chelsea are trading names of Yorkshire Building Society. Yorkshire Building Society is a member of the Building Societies Association and is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Yorkshire Building Society is entered in theFinancial Services Register and its registration number is 106085. Principal Office: Yorkshire House, Yorkshire Drive, Bradford BD5 8LJ.
References to 'YBS Group' or 'Yorkshire Group' refer to Yorkshire Building Society, the trading names under which it operates (Barnsley Building Society, the Barnsley, Chelsea Building Society, the Chelsea, Norwich & Peterborough Building Society, N&P and Egg) and its subsidiary companies.
Buy to Let mortgages are not regulated by the Financial Conduct Authority
This site is intended for UK Residents unless otherwise stated. All communications with us may be monitored/recorded to improve the quality of our service and for your protection and security.
*Calls to 0800 numbers are free of charge from a landline or mobile. Calls to 03 numbers are charged at the same standard network rate as 01 or 02 landline numbers, even when calling from a mobile.
Get in touch with us:
- Call us:
http://www.thechelsea.co.uk/contact/index.html - Find a branch:
http://www.thechelsea.co.uk/contact/branch_finder.html - Manage your accounts online:
http://www.thechelsea.co.uk/security/online_help.html
