Planning For Retirement

Planning For Retirement

Statisics show that we're all living longer, so we might need to plan for longer retirements. The basic state pension and any other benefits you are entitled to are a start, but it may not be enough to give you the standard of living you want in retirement.

It can be easy to put off contributing into a pension, after all there's always something you'd rather spend your money on. But a pension could be one of the best ways to invest your money because of the tax relief that might be available. Although rules relating to tax relief may change in the future, putting away a little each month now could really help make a big difference to your retirement.


Living In Retirement

After working hard all your life you're probably looking forward to enjoying your retirement. Now you just need to make sure you have the right plans in place so that you can afford to live the life you want.

One of the most important decisions you'll have to make is how to fund your retirement. As well as any money you have in your pension and any annuities you may have purchased, you may also be able to use any savings or other investments you have and even your own home to help boost your income.

With so many different options for funding your retirement it can be difficult to know what's right for you. Ultimately you want to know you're making the right decision for your future, so it's worth taking the time now to understand your options.

You should know that the value of investments may fall as well as rise and you may get back less than you invested.



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Industry qualified Legal & General financial consultants are based in our branches and can discuss your financial services requirements, and potential solutions to most financial problems.

To find out how Legal & General can help you, visit your local branch or call us on 0345 744 6622.



Chelsea Building Society chooses to introduce its customers to Legal & General for the purposes of advising on and arranging life assurance and investment products bearing Legal & General's name.

Chelsea Building Society and the Chelsea are trading names of Yorkshire Building Society. Yorkshire Building Society is a member of the Building Societies Association and is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Yorkshire Building Society is entered in the Financial Services Register and its registration number is 106085. Principal Office: Yorkshire House, Yorkshire Drive, Bradford BD5 8LJ.

References to 'YBS Group' or 'Yorkshire Group' refer to Yorkshire Building Society, the trading names under which it operates (Barnsley Building Society, the Barnsley, Chelsea Building Society, the Chelsea, Norwich & Peterborough Building Society, N&P and Egg) and its subsidiary companies.

Buy to Let mortgages are not regulated by the Financial Conduct Authority.

This site is intended for UK Residents unless otherwise stated. All communications with us may be monitored/recorded to improve the quality of our service and for your protection and security.

*Calls to 0800 numbers are free of charge from a landline or mobile. Calls to 03 numbers are charged at the same standard network rate as 01 or 02 landline numbers, even when calling from a mobile.

Chelsea Building Society and the Chelsea are trading names of Yorkshire Building Society. Yorkshire Building Society is a member of the Building Societies Association and is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Yorkshire Building Society is entered in theFinancial Services Register and its registration number is 106085. Principal Office: Yorkshire House, Yorkshire Drive, Bradford BD5 8LJ.

References to 'YBS Group' or 'Yorkshire Group' refer to Yorkshire Building Society, the trading names under which it operates (Barnsley Building Society, the Barnsley, Chelsea Building Society, the Chelsea, Norwich & Peterborough Building Society, N&P and Egg) and its subsidiary companies.

Buy to Let mortgages are not regulated by the Financial Conduct Authority

This site is intended for UK Residents unless otherwise stated. All communications with us may be monitored/recorded to improve the quality of our service and for your protection and security.

*Calls to 0800 numbers are free of charge from a landline or mobile. Calls to 03 numbers are charged at the same standard network rate as 01 or 02 landline numbers, even when calling from a mobile.

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